recovery vehicle insurance clarity for dependable operations

We keep trucks moving and risks contained. Cover aligns roadside rescue with financial safeguards, letting teams act with confidence.

Core protections

• Road risks for recovery lorries
• On-hook and cargo liability for vehicles in tow
• Public liability at the scene and in the yard
• Tools, winches, and fitted equipment
• Breakdown, hire vehicle, and business interruption options

A quick scene

Friday, 02:10 - rain, hard shoulder. We lift a stranded estate car; on-hook cover handles slip damage, while liability addresses a marker post. We pause - briefly - to check limits and exclusions.

Policies vary; look for offers like flexible mileage bands, any-driver (age-limited), clear overnight storage wording.

Choosing the right fit

1. Fleet mix, weights, and recovery methods
2. Radius and response patterns
3. Driver training and age profiles
4. Yard security and storage
5. Claims record and excess tolerance

If operations evolve, exploring broader cover or adjusting deductibles can steady premiums while keeping essentials intact.